Maritime Credit Risk Intelligence for Trade Credit and Marine Insurers
Trade-credit and marine-cargo insurers price policies on the creditworthiness of the parties they cover, a picture that is often as stale as a bank’s. CERTY gives insurers a live risk signal to inform underwriting and pricing, plus an early-warning system that flags deteriorating counterparties before a claim is triggered.
How CERTY Helps
Price on a Live Signal
Inform underwriting and pricing with a continuously updated view of counterparty credit health.
Get Early Warning
Automated alerts surface counterparties trending toward distress, so you can act before a claim materialises.
Every Insight Is Traceable
Each score traces back to real payment evidence or an operational event, supporting defensible underwriting decisions.
Built for Insurers
Instant Credit Intelligence
AvailableGet a live, continuously updated credit risk score for any counterparty, generated from real-time data and cash payment behavior rather than historical filings. Instant Credit Intelligence flags deteriorating payment patterns as they happen, giving credit teams a decision-ready signal instead of a quarterly snapshot.
Live & Instant Risk Scoring
Cash Flow Behavior Analysis
Predictive Default Alerts
API & Core Integration
Credit Portfolio Monitoring
AvailableMonitor an entire lending book from a single live dashboard. Credit Portfolio Monitoring aggregates individual risk scores into portfolio-level exposure views, so risk teams can see concentration, sector, and geographic risk shifting in real time, not just at the next review cycle.
Portfolio Risk Dashboard
Exposure & Concentration Alerts
Sector Benchmarking
Automated Reporting
Frequently Asked Questions
How can real-time credit data help insurers?
It replaces stale creditworthiness inputs with a live signal, improving pricing accuracy and flagging risk before claims.
Explore Your Counterparties with CERTY
Request a demo to experience next-generation credit intelligence built from real-time operational and payment data.