Counterparty Credit Risk for Traders, Shipowners and Operators
Shipping runs on thin, cash-dependent margins that can shift with freight rates, port delays or sanctions. CERTY gives owners, operators and trading counterparties a live read on creditworthiness, so payment risk is visible before it disrupts a fixture, a voyage, or a trade.
How CERTY Helps
Check a Counterparty Before You Commit
Assess creditworthiness in real time, drawing on actual payment behaviour and operational activity rather than stale filings and past relationships, whether you’re fixing a charter or agreeing terms with a supplying partner.
Monitor Counterparties Through the Relationship
Credit Analytics update continuously, so a counterparty that starts to slip is flagged while you can still act, not at the next annual review.
See the Whole Relationship
Uploading a single invoice reveals the vessels, ownership structures and transaction relationships behind a counterparty, giving you a fuller risk picture before you commit.
Built for Shipowners, Charterers & Traders
Instant Credit Intelligence
AvailableGet a live, continuously updated credit risk score for any counterparty, generated from real-time data and cash payment behavior rather than historical filings. Instant Credit Intelligence flags deteriorating payment patterns as they happen, giving credit teams a decision-ready signal instead of a quarterly snapshot.
Live & Instant Risk Scoring
Cash Flow Behavior Analysis
Predictive Default Alerts
API & Core Integration
Credit Portfolio Monitoring
AvailableMonitor an entire lending book from a single live dashboard. Credit Portfolio Monitoring aggregates individual risk scores into portfolio-level exposure views, so risk teams can see concentration, sector, and geographic risk shifting in real time, not just at the next review cycle.
Portfolio Risk Dashboard
Exposure & Concentration Alerts
Sector Benchmarking
Automated Reporting
Embedded Financing
Coming soonEmbedded Financing will let banks and platforms extend credit directly at the point of trade, underwritten in real time using CERTY’s live risk engine. It is built for SME lenders and insurers that want to offer or cover financing without building underwriting infrastructure from scratch.
Embedded financing at the point of tradeFrequently Asked Questions
How do I check a trading partner or a counterparty’s credit?
Traditionally through credit reports and financial filings, which lag reality. CERTY provides a live credit risk score built from real payment behaviour so the picture stays current.
What are early signs a counterparty may default?
Widening payment delays, rising credit utilisation and changes in operational behaviour. CERTY surfaces these as they emerge.
Explore Your Counterparties with CERTY
Request a demo to experience next-generation credit intelligence built from real-time operational and payment data.