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CERTY Solutions

Live Bunker Credit Risk Checks for Suppliers and Traders

In the bunker market, a buyer won’t wait while you dig through financials, and a single bad debt can wipe out the margin on dozens of deals. CERTY turns a counterparty inquiry into a decision-ready credit view in under five minutes, so you can say yes with confidence or hold back before you fix the terms.

Marine Fuel Suppliers

How CERTY Helps

Decide in Under 5 Minutes

Type the IMO or upload the inquiry get a LIVE credit score with the payment behaviour behind it in under five minutes: fast enough to answer a buyer while they’re still on the phone, drawn from real-time data rather than filings that are months old.

See the Whole Counterparty, Not Just a Score

Vessel, ownership and transaction relationships surface alongside the number, so the decision is based on a full picture of who you’re dealing with, not a single digit with nothing behind it.

Catch Payment Stress Before It’s a Bad Debt

CERTY tracks how counterparties actually pay and flags widening delays and deteriorating patterns before they turn into a bad debt, giving your credit team room to adjust terms or exposure.

Protect Margins Across the Book

Roll individual buyer scores into a live view of total exposure, so you can see concentration by counterparty and corridor and act before a single default hurts the quarter.

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Built for Marine Fuel Suppliers

Instant Credit Intelligence

Available

Get a live, continuously updated credit risk score for any counterparty, generated from real-time data and cash payment behavior rather than historical filings. Instant Credit Intelligence flags deteriorating payment patterns as they happen, giving credit teams a decision-ready signal instead of a quarterly snapshot.

  • Live & Instant Risk Scoring

  • Cash Flow Behavior Analysis

  • Predictive Default Alerts

  • API & Core Integration

Instant maritime credit intelligence

Credit Portfolio Monitoring

Available

Monitor an entire lending book from a single live dashboard. Credit Portfolio Monitoring aggregates individual risk scores into portfolio-level exposure views, so risk teams can see concentration, sector, and geographic risk shifting in real time, not just at the next review cycle.

  • Portfolio Risk Dashboard

  • Exposure & Concentration Alerts

  • Sector Benchmarking

  • Automated Reporting

Credit portfolio monitoring

Embedded Financing

Coming soon

Embedded Financing will let banks and platforms extend credit directly at the point of trade, underwritten in real time using CERTY’s live risk engine. It is built for SME lenders and insurers that want to offer or cover financing without building underwriting infrastructure from scratch.

Embedded financing at the point of trade
FAQ

Frequently Asked Questions

  • How fast can I get a decision on a buyer?

    Under five minutes from an uploaded invoice or inquiry. CERTY returns a live credit score and the payment behaviour behind it without manual financial review.

  • What is bunker credit risk?

    Bunker credit risk is the risk that a shipowner, operator or trader fails to pay for marine fuel supplied on credit. Because suppliers’ margins per tonne are thin, one unpaid stem can erase the profit on many others, which makes accurate buyer assessment essential.

  • How does CERTY assess a bunker buyer’s creditworthiness?

    CERTY builds a live credit risk score from real payment behaviour and operational signals, updating continuously as new activity arrives rather than relying on annual financial statements.

  • Can CERTY warn me before a buyer defaults?

    Yes. Predictive default alerts flag counterparties trending toward non-payment so credit teams can act before exposure becomes a loss.

Get started

See how CERTY scores your bunker counterparties in real time, in under 5 minutes.